Thursday February 2, 20231:00 pm - 3:00 pmor7:00 pm - 9:00 pmSeating is Very LimitedRegister yourself and a guest now to guarantee your spot!CALL: 1-888-PLAN-WISEJoin us and enjoy complimentary wine and cheese atBuon Vino1501 N. Broadway, Suite 138 Walnut Creek, CA 94596Surviving RetirementBuilding a Retirement Blueprint that Works!Join our local radio show host and Financial Advisor, Pat Vitucci, as he reveals strategies to help you create a plan designed to preserve your wealth, reduce taxes, get more income, possibly reduce your risks in retirement and avoid running out of money (without unnecessary fees. This is an informational program that deals with the facts... the good, the bad and the small print. Listen to Pat Vitucci discuss how to avoid the most common retirement mistakes so you can make sound financial decisions and build a successful roadmap to financial freedom.This event covers strategies best suited for those who have accumulated $100,000 or more in retirement savings and accounts and who are serous about retirement planning.Adult first-time attendees only. If married, spouses are encouraged to attend. Please... no children, agents or brokers.For ages 40+.This event is meant for educational purposes only. Information presented should not be considered investment advice or a recommendation to take a particular course of action.Always consult with a financial professional regarding your personal situation before making any financial decisions. All investing involves risk and there is no quarantee that any investment strategy will be successful.Pat Vitucci is a Registered Representative offering Securities andAdvisory Services through UNITED PLANNERSFINANCIAL SERVICES Member FINRA, SIPC.Vitucci & Associates, Inc., PROXY Freedom LLC andmited Planners aro not affiliated

Thursday March 30, 2023Doors Open at 4:30pmEvent Starts at 5:00pmSeating is Very LimitedRegister yourself and a guest now to guarantee your spot!CALL: 1-888-PLAN-WISEJoin us and enjoy complimentary wine and cheese atBuon Vino1501 N. Broadway, Suite 138 Walnut Creek, CA 94596The Team at "Don't Invest and Forget" presents Bryan Caulkins, Managing Partner of PROXY Freedom LLC, as he discusses Seeking Tax Alpha in a Changing Tax Enironment.If you're looking for new strategies to implement or a restructure of your current portfolio, please join us for this educational and fun event!Bryan will share ways to create Diversification, Retirement Income Structuring and Legacy Planning for retirees. Some of the topics as part of his discussion will include:Consider strategies to help manage income and stay below thresholds including 401k salary deferrals, health savings account (HSA), and savings.Case studies illustrating retirement income using traditional withdrawals, proportional withdrawals, capital gains, and business owner opportunities.A comprehensive planning structure using charitable strategies, remainder trusts, and lead trusts through a hybrid of annuity and life insurance products.Pat Vitucci is a Registered Representative offering Securities andAdvisory Services through UNITED PLANNERSFINANCIAL SERVICES Member FINRA, SIPC.Vitucci & Associates, Inc., PROXY Freedom LLC andmited Planners aro not affiliated

Thursday April 13th, 202312pm Pacific Time3pm Estern TimeRegister NowRegister yourself and a guest now to guarantee your spot!CALL: 1-888-PLAN-WISERegister Here!JOIN US for a live webinar as we welcome Dave Vogel to discuss "The 4 C's for Successful Retirement Income Strategies." Dave Vogel is a senior advanced markets consultant at Allianz with experience on educating financial professionals on a variety of topics – including tax-efficient retirement, estate, and business planning strategies.Preparing for retirement is DIFFERENT now than it was years ago. Dave will discuss how many of today's clients are re-framing their retirement goals using the "4 C's" of retirement income and planning strategies:Clarity: Gathering facts and realizing now is the time to take the necessary steps to begin a serious preparation for retirement years.Comfort: Determine needs – look at the consumption gap.Cost of living: Evaluate inflation impacts.Certainty:  Understand options and select solutions that may be appropriate for your retirement.Pat Vitucci is an Investment Advisor Representative offering Securities and Advisory Services through United Planners Financial Services, Member FINRA/SIPC. United Planners is not affiliated with Proxy Freedom or Allianz Life Insurance Company. The event is for informational purposes only.

Thursday April 27th, 2023Doors open at 4:40pm.Presentations starts at 5:00pmSeating is Very LimitedRegister yourself and a guest now to guarantee your spot!CALL: 1-888-PLAN-WISEJoin us and enjoy complimentary wine and cheese atBuon Vino1501 N. Broadway, Suite 138 Walnut Creek, CA 94596The Team at "Don't Invest and Forget" presents LANE O'CONNOR, REGIONAL SALES VICE PRESIDENT, as he discusses HELPING CLIENTS NAVIGATE THE ECONOMY AND MARKETS.If you're looking to better understand the current economic environment, please join us for this educational and fun event!LANE will share a few KEY CHALLENGES investors are facing in the CURRENT ECONOMIC ENVIRONMENT by taking a peak of the FEDERAL RESERVE'S history of rate tightening cycles and its impact of MARKET VOLATILITY on today’s portfolios and investment products. Some of the topics as part of his discussion will include:High inflation and the impact on Federal Reserve interest rates.The U.S economy as of today and the effects for most asset classes. A history of bull and bear markets and what that means for your portfolio.Doors open at 4:30 with Complimentary Wine on Tap and other beverages and assorted cheeses available. The Presentation will start at 5:00 and conclude by 6:00!(This event is meant for educational purposes only. Information presented are based on current expectations and the current economic environment and may involve risks and uncertainties that are difficult to predict. These statements are not guarantees of future performance. This discussion is neither an offer nor a recommendation to buy or sell any financial instrument or security, or to adopt any particular investment strategy.)Pat Vitucci is an Investment Advisor Representatives offering Securities and Advisory Services through United Planners Financial Services, Member FINRA/SIPC. United Planners is not affiliated with Proxy Freedom or Brighthouse Financial. The event is for informational purposes only.

Thursday May 11th, 202312pm Pacific Time3pm Estern TimeRegister NowRegister yourself and a guest now to guarantee your spot!CALL: 1-888-PLAN-WISERegister Here!JOIN US for a live webinar as we welcome Jeng Chiu to discuss "Dynamic Income Planning." Jeng is a vice president for the National Sales Consulting (NSC) team at Delaware Life. He has worked with financial professionals, CPAs, and legal professionals for more than 20 years, leading hundreds of client seminars, continuing education courses, and breakout sessions at regional and national conferences.Having a solid retirement income plan that works no matter what  the market is doing is critical to clients. That means dynamic income planning—having the right type and combination of assets in place to ensure reliable income when clients retire.This seminar will help clients understand:The importance of having a proper mix of different types of assets and the role they play in an income planKey factors to keep in mind when they retireWhat income to utilize based on market performanceHow a variable annuity can be a key component of an income planPat Vitucci is an Investment Advisor Representative offering Securities and Advisory Services through United Planners Financial Services, Member FINRA/SIPC. United Planners is not affiliated with Proxy Freedom or Delaware Life Company. The event is for informational purposes only.