Thursday April 13th, 202312pm Pacific Time3pm Estern TimeRegister NowRegister yourself and a guest now to guarantee your spot!CALL: 1-888-PLAN-WISERegister Here!JOIN US for a live webinar as we welcome Dave Vogel to discuss "The 4 C's for Successful Retirement Income Strategies." Dave Vogel is a senior advanced markets consultant at Allianz with experience on educating financial professionals on a variety of topics – including tax-efficient retirement, estate, and business planning strategies.Preparing for retirement is DIFFERENT now than it was years ago. Dave will discuss how many of today's clients are re-framing their retirement goals using the "4 C's" of retirement income and planning strategies:Clarity: Gathering facts and realizing now is the time to take the necessary steps to begin a serious preparation for retirement years.Comfort: Determine needs – look at the consumption gap.Cost of living: Evaluate inflation impacts.Certainty:  Understand options and select solutions that may be appropriate for your retirement.Pat Vitucci is an Investment Advisor Representative offering Securities and Advisory Services through United Planners Financial Services, Member FINRA/SIPC. United Planners is not affiliated with Proxy Freedom or Allianz Life Insurance Company. The event is for informational purposes only.

Thursday April 27th, 2023Doors open at 4:40pm.Presentations starts at 5:00pmSeating is Very LimitedRegister yourself and a guest now to guarantee your spot!CALL: 1-888-PLAN-WISEJoin us and enjoy complimentary wine and cheese atBuon Vino1501 N. Broadway, Suite 138 Walnut Creek, CA 94596The Team at "Don't Invest and Forget" presents LANE O'CONNOR, REGIONAL SALES VICE PRESIDENT, as he discusses HELPING CLIENTS NAVIGATE THE ECONOMY AND MARKETS.If you're looking to better understand the current economic environment, please join us for this educational and fun event!LANE will share a few KEY CHALLENGES investors are facing in the CURRENT ECONOMIC ENVIRONMENT by taking a peak of the FEDERAL RESERVE'S history of rate tightening cycles and its impact of MARKET VOLATILITY on today’s portfolios and investment products. Some of the topics as part of his discussion will include:High inflation and the impact on Federal Reserve interest rates.The U.S economy as of today and the effects for most asset classes. A history of bull and bear markets and what that means for your portfolio.Doors open at 4:30 with Complimentary Wine on Tap and other beverages and assorted cheeses available. The Presentation will start at 5:00 and conclude by 6:00!(This event is meant for educational purposes only. Information presented are based on current expectations and the current economic environment and may involve risks and uncertainties that are difficult to predict. These statements are not guarantees of future performance. This discussion is neither an offer nor a recommendation to buy or sell any financial instrument or security, or to adopt any particular investment strategy.)Pat Vitucci is an Investment Advisor Representatives offering Securities and Advisory Services through United Planners Financial Services, Member FINRA/SIPC. United Planners is not affiliated with Proxy Freedom or Brighthouse Financial. The event is for informational purposes only.

Thursday May 11th, 202312pm Pacific Time3pm Estern TimeRegister NowRegister yourself and a guest now to guarantee your spot!CALL: 1-888-PLAN-WISERegister Here!JOIN US for a live webinar as we welcome Jeng Chiu to discuss "Dynamic Income Planning." Jeng is a vice president for the National Sales Consulting (NSC) team at Delaware Life. He has worked with financial professionals, CPAs, and legal professionals for more than 20 years, leading hundreds of client seminars, continuing education courses, and breakout sessions at regional and national conferences.Having a solid retirement income plan that works no matter what  the market is doing is critical to clients. That means dynamic income planning—having the right type and combination of assets in place to ensure reliable income when clients retire.This seminar will help clients understand:The importance of having a proper mix of different types of assets and the role they play in an income planKey factors to keep in mind when they retireWhat income to utilize based on market performanceHow a variable annuity can be a key component of an income planPat Vitucci is an Investment Advisor Representative offering Securities and Advisory Services through United Planners Financial Services, Member FINRA/SIPC. United Planners is not affiliated with Proxy Freedom or Delaware Life Company. The event is for informational purposes only.

Thursday May 25th, 202312pm Pacific Time3pm Estern TimeRegister NowRegister yourself and a guest now to guarantee your spot!CALL: 1-888-PLAN-WISERegister Here!JOIN US for a live webinar as we welcome Benjy Strempel to discuss "MUST Have Calculator". Benjy Strompe is a regional vice president with Delaware Life. With over 12 years experience, Benjy assists financial professionals and their clients by educating how retirement income and other asset protection strategies are utilized in the marketplace.We will be having an interactive session by using three-step retirement income review to ensure you have what is needed when you want to retire. The interactive session will include the following:Plan for four key factors when investing; think L.I.V.E your wayIdentity your "M.U.S.T.-haves"Determine income needed for retirementPat Vitucci is an Investment Advisor Representative offering Securities and Advisory Services through United Planners Financial Services, Member FINRA/SIPC. United Planners is not affiliated with Proxy Freedom or Delaware Life Company. The event is for informational purposes only.

Wednesday May 31st, 20236:30pm to 8:30pmSeating is Very LimitedRegister yourself and a guest now to guarantee your spot!CALL: 1-888-PLAN-WISERegistration Deadline:TUESDAY, MAY 23, 2023Roundhill Country Club3169 Roundhill Rd, Alamo, CAA SPECIAL DINNER FOR RETIREESor Those Planning to Retire SoonProxy Freedom Presents Pat Vitucci Hosting Dinner and a Panel Discussion featuring M. Franklin Parrish (Estate Planning Attorney), Michael S. Hatfield (Real Estate Professional) and Court Chynces MBA, CAIA®, CRPC® as they discuss ...How to navigate today's economic reality and create a comprehensive retirement and Estate Planning Strategy that works!Pat Vitucci and Court Chynces are Registered Representatives offering Securities and Advisory Services through United Planners Financial Services, Member FINRA, SIPC.Vitucci & Associates, Inc., PROXY Freedom LLC, M. Franklin Parrish, Michael S. Hatfield and United Planners are not affiliated. This event is for educational purposes only and not intended as advice for any particular individual.

/*! elementor - v3.13.3 - 28-05-2023 */ .elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block} /*! elementor - v3.13.3 - 28-05-2023 */ .elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}Thursday June 21st, 2023 12pm Pacific Time3pm Estern Time Register Now Register yourself and a guest now to guarantee your spot!CALL: 1-888-PLAN-WISE Join CJ Davidson and Tanner Frigaard as they discuss How Smart Businesses Can Pay Less Tax. If you own or operate a business of any size (1-500 employees) or know someone who does, please join the discussion!CJ and Tanner will discuss:  - Deductions You SHOULD Know  - New Ways to Shelter Profit from Tax Insured Protection StrategyOver the years CJ, Tanner, and their team have helped Small Business Owners:- Operate with More Financial Efficiency - Their Business Planning clients go through a comprehensive, quarterly financial review to help ensure precise efficiency.- Pay Less in Taxes - Their goal is, above all else, to assist businesses in using strategies that could enable them to pay less tax.- Better Control the Use of Capital - They believe profitable businesses shouldRARELY use outside banking or capital solutions. If designed and funded properly, and insured protection strategy could help achieve this.- Protect the Sustainability of Their Strategy - Tax avoidance strategies are complex and require consistent maintenance and the collaboration of multiple expertise. They help organize everything and constantly manage the financial ecosystem.United Planners is not affiliated with Proxy Strategic or Proxy Financial.The event is for informational purposes only.

/*! elementor - v3.16.0 - 20-09-2023 */.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block} /*! elementor - v3.16.0 - 20-09-2023 */.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px} Thursday September 28th, 2023 12pm Pacific Time 3pm Estern Time Register Now Register yourself and a guest now to guarantee your spot! CALL: 1-888-PLAN-WISE Venue JaM CELLARS 1460 1 st, NAPA, CA 94559 Proxy Freedom is hosting COURT CHYNCES and MARTA AMATON, Financial Advisors of Proxy Freedom, as they discuss YEAR-END PLANNING - The Proxy Way. Take advantage of Proxy's year-end financial planning strategies undertaken by individuals, businesses, or organizations to optimize financial outcomes and position themselves for success in the upcoming year. This comprehensive evaluation and planning exercise typically includes: 1. Income and Expense Analysis: Assessing the year's income sources and expenditure patterns to understand financial inflows and outflows, identifying potential cost-saving measures. 2. Tax Planning: Strategic ways to minimize tax liabilities through deductions, credits, and other tax-saving opportunities, aiming to optimize financial outcomes and preserve wealth. 3. Investment Portfolio Review: Evaluating investment performance, re-balancing portfolios, and aligning investments with current and future financial goals to ensure they align with risk tolerance and objectives. 4. Retirement and Savings Assessment: Reviewing retirement savings, contributions, and investment strategies to ensure they align with retirement goals, adjusting as needed to stay on track for a secure retirement. 5. Goal Setting for the Upcoming Year: Establishing financial objectives for the next year, breaking them down into achievable targets and setting a road map to accomplish them, considering factors such as income growth, debt reduction, and savings goals. Happy Hour starts at 3:00 PM with Complimentary Wine on Tap and other beverages and assorted cheeses available. The Presentation will start at 3:30 and conclude by 5:00! (This event is meant for educational purposes only. Information presented should not be considered investment, tax or legal advice, or a recommendation to take a particular course of action. Always consult with a financial professional regarding your personal situation before making any financial decisions.) Court Chynces and Marta Amaton are Investment Advisor Representatives offering Advisory Services through PROXY Freedom LLC, a registered Investment Advisor. Securities offered through UNITED PLANNERS FINANCIAL SERVICES, member FINRA,SIPC. PROXY Freedom LLC and United Planners are not affiliated. PROXY Freedom, United Planners and its representatives do not provide tax or legal advice.

/*! elementor - v3.16.0 - 20-09-2023 */ .elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block} /*! elementor - v3.16.0 - 20-09-2023 */ .elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}Wednesday October 25th, 2023 6:30pm - 8:00pm Pacific Time Register Now Register yourself and a guest now to guarantee your spot!CALL: 1-888-PLAN-WISE Venue Maggiano's Little Italy3055 Olin Ave Suite 100San Jose, CA 95128 Proxy Freedom is hosting COURT CHYNCES, Financial Advisor of Proxy Freedom, as he discusses YEAR-END PLANNING - The Proxy Way.Take advantage of Proxy's year-end financial planning strategies undertaken by individuals, businesses, or organizations to optimize financial outcomes and position themselves for success in the upcoming year. This comprehensive evaluation and planning exercise typically includes:1. Income and Expense Analysis: Assessing the year's income sources and expenditure patterns to understand financial inflows and outflows, identifying potential cost-saving measures.2.Tax Planning: Strategic ways to minimize tax liabilities through deductions, credits, and other tax-saving opportunities, aiming to optimize financial outcomes and preserve wealth.3. Investment Portfolio Review: Evaluating investment performance, re-balancing portfolios, and aligning investments with current and future financial goals to ensure they align with risk tolerance and objectives.4. Retirement and Savings Assessment: Reviewing retirement savings, contributions, and investment strategies to ensure they align with retirement goals, adjusting as needed to stay on track for a secure retirement.5. Goal Setting for the Upcoming Year: Establishing financial objectives for the next year, breaking them down into achievable targets and setting a road map to accomplish them, considering factors such as income growth, debt reduction, and savings goals.Arrive at 6:00 PM to mingle with the team over appetizers. The Presentation will start at 6:30 and conclude by 9:00 PM. (This event is meant for educational purposes only. Information presented should not be considered investment, tax or legal advice, or a recommendation to take a particular course of action. Always consult with a financial professional regarding your personal situation before making any financial decisions.)Court Chynces is an Investment Advisor Representative offering Advisory Services through PROXY Freedom LLC, a registered Investment Advisor. Securities offered through UNITED PLANNERS FINANCIAL SERVICES, member FINRA,SIPC. PROXY Freedom LLC and United Planners are not affiliated. PROXY Freedom, United Planners and its representatives do not provide tax or legal advice. Event is for educational purposes only.

/*! elementor - v3.17.0 - 08-11-2023 */ .elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block} /*! elementor - v3.17.0 - 08-11-2023 */ .elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}Thursday November 16th, 2023 12:00pm to 1:00pm PST Register Now Register yourself and a guest now to guarantee your spot!CALL: 1-888-PLAN-WISE Estate planning is a crucial aspect of financial stability and peace of mind for you and your loved ones. During this webinar, Mr. Parrish will cover the following key topics:Why Estate Planning Matters: Understand the significance of estate planning and its impact on your family's future.Wills and Trusts: Learn about the different ways to transfer assets and protect your legacy.Avoiding Probate: Discover strategies to minimize the complexity and costs of probate proceedings.Tax Efficiency: Explore methods to reduce tax liability and maximize the inheritance your loved ones receive.Choosing the Right Executor and Guardian: Ensure that your wishes are carried out as you intended.Mr. Parrish brings over two decades of experience in estate planning and will provide valuable insights that can help you make informed decisions about your financial future.To reserve your spot for this exclusive event, please register by using the link provided.Don't miss this opportunity to learn from an expert in the field and gain a deeper understanding of the importance of estate planning. Whether you are just starting to consider your estate plan or looking to update an existing one, this webinar is for you.Advisory Services offered through Proxy Freedom, LLC. Securities offered through United Planners Financial Services, Member FINRA/SIPC. Proxy Freedom, LLC and United Planners are not affiliated.

/*! elementor - v3.17.0 - 08-11-2023 */.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block} /*! elementor - v3.17.0 - 08-11-2023 */.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px} Friday, December 1st, 2023 6:00pm - 8:30pm Pacific Time Register Now Register yourself and a guest now to guarantee your spot! CALL: 1-888-PLAN-WISE Venue 3287 Mount Diablo Blvd, Lafayette, CA 94549 EVENT LOCATED IN THE GEORGE WASHINGTON ROOM We've chosen the exquisite Lafayette Park Hotel & Spa as our venue in the George Washington Room. We seek to provide an elegant and welcoming atmosphere for our celebration. We have an evening filled with appreciation, connection, and upbeat social environment. What to Expect: Delicious Food: We have a delectable spread of hors d'oeuvres and culinary delights prepared for you. Refreshing Drinks: A selection of beverages will be available to quench your thirst. Engaging Conversations: Network with fellow clients and our team, fostering new connections and strengthening existing ones. Memorable Moments: Be prepared for some surprises and a few special gifts. This event is our way of saying "Thank you" for your ongoing support and partnership. We look forward to celebrating our shared successes and toasting to the future with you. Please RSVP by Wednesday, November 28th to ensure we have enough provisions for all our guests. Your presence will make this evening truly special. If you have any questions, please contact us by email or call our office. We genuinely appreciate your trust in us and look forward to sharing this special evening with you. Together, let's wrap 2023 as a year filled with even more successes and opportunities.

/*! elementor - v3.18.0 - 08-12-2023 */ .elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block} /*! elementor - v3.18.0 - 08-12-2023 */ .elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}Thursday, January 11th, 2024 12:00pm Pacific Time Register Now Register yourself and a guest now to guarantee your spot!CALL: 1-888-PLAN-WISE Venue 3287 Mount Diablo Blvd, Lafayette, CA 94549 EVENT LOCATED IN THE GEORGE WASHINGTON ROOM As the new year unfolds, January sets the stage for a financial fresh start. It's a month of reflection and resolution, where individuals and businesses alike reassess their financial goals and priorities. The theme revolves around mindful budgeting, strategic planning, and setting the tone for fiscal responsibility.With the holiday season behind, January brings a sense of financial detox—a time to recover from festive spending and align financial habits with long-term objectives. Whether it's crafting a realistic budget, exploring investment opportunities, or strategizing debt reduction, the month encourages a proactive approach to money matters.January's financial theme also embraces the idea of building a resilient financial foundation. It's a time to review emergency funds, explore new saving strategies, and consider investment diversification. The cold weather outside parallels the cool-headed financial decisions made indoors, fostering a sense of discipline and prudence.Overall, January in the financial realm is akin to a blank slate—a canvas waiting for the brushstrokes of intentional financial decisions. It's a month that invites individuals and businesses to embark on a journey of financial wellness and lay the groundwork for a prosperous year ahead.Cj Davidson Is An Investment Advisor Representative Offering Advisory Services Through Proxy Freedom LLC And Acts As A Non-Registered Associated Person Offering Securities Through United Planners Financial Services, Member FINRA, SIPC. Proxy Freedom LLC And United Planners Are Not Affiliated. Proxy Freedom LLC, United Planner, And Its Affiliates Do Not Provide Tax Or Legal Advice. This Event Is For Educational Purposes Only.

/*! elementor - v3.19.0 - 05-02-2024 */ .elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block} /*! elementor - v3.19.0 - 05-02-2024 */ .elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}Thursday, February 15th, 2024 12:00pm Pacific Time Register Now Register yourself and a guest now to guarantee your spot!CALL: 1-888-PLAN-WISE Venue 3287 Mount Diablo Blvd, Lafayette, CA 94549 EVENT LOCATED IN THE GEORGE WASHINGTON ROOM Join Bryan Caulkins as he explore topics like smart budgeting, effective expense management, and the power of strategic investments. Whether you're a seasoned business owner or just starting your entrepreneurial journey, this month is all about providing you with the tools and knowledge to cultivate financial stability and foster the growth of your business.Let's turn financial challenges into opportunities and pave the way for a prosperous future for your small business!1. Set Clear Goals: Clearly define your short-term and long-term financial goals.2. Create a Budget: Develop a detailed budget that outlines your expected income and expenses. 3. Cash Flow Management: Monitor your cash flow consistently. 4. Emergency Fund: Build an emergency fund to cover unexpected costs or disruptions in cash flow. 5. Financial Statements: Regularly generate and analyze financial statements.6. Tax Planning: Stay informed about tax regulations relevant to your business. 7. Investment Strategy: Develop an investment strategy that aligns with your business goals and risk tolerance.8. Debt Management: If you have loans, manage them wisely. 9. Insurance Coverage: Assess your business's insurance needs and maintain appropriate coverage.10. Regular Review: Schedule regular financial reviews to track progress toward your goals. 11. Professional Guidance: Consider seeking advice from financial professionals. Remember, these guidelines are a starting point, and adapting them to your specific business needs is key. Regularly revisit and refine your financial plan as your business evolves.Bryan Caulkins Is An Investment Advisor Representative Offering AdvisoryServices Through Proxy Freedom Llc, A Registered Investment Advisor.Securities Offered Through United Planners Financial Services, MemberFinra,Sipc. Proxy Freedom Llc And United Planners Are Not Affiliated. ProxyFreedom, United Planners And Its Representatives Do Not Provide Tax Or LegalAdvice. Event Is For Educational Purposes Only.