Dont Forget to Enjoy Your Honeymoon Responsibly! Header Image

Don’t Forget to Enjoy Your Honeymoon – Responsibly!

If you’ve been trying to plan a wedding, you know very well how difficult it can be to keep expenses under control. From place settings to tuxedo rentals, you’ve probably learned more than you ever wanted to about the potential price tags involved in creating the perfect day. As a result, you might really be looking forward to a relaxing honeymoon. In fact, at this point you may really need a relaxing honeymoon! But how can you make it just as perfect as your wedding without breaking the bank? Read on for a few great tips about planning the perfect getaway – responsibly.
The Secret to a Happy Marriage Financially Speaking Header Image

The Secret to a Happy Marriage – Financially Speaking

For many engaged couples, the wedding looms large as a major financial planning issue. But once it’s over and done, “real life” starts – and real life is infamous for its twists and turns. One typical plot twist? Money. Financial issues can be a major source of stress for couples. One study even found that money conflicts early in a marriage are the top predictor of divorce later on. And that’s even after accounting for wealth, income, and debt levels, according to authors Jeffrey Dew, Sonya Britt, and Sandra Huston. For some reason, financial arguments tend to be nastier than others, and they have a significant negative impact on marital satisfaction – both of which make money conflict such a strong predictor of divorce. In other words, one of the best ways to help secure your relationship is to help reduce the intensity and costs of those conflicts. Here’s how.
5 Financial Questions to Ask Before Getting Married Header Image

5 Financial Questions to Ask Before Getting Married

You might love talking shop about budgeting and financial planning with your fiancé – or you might dread it. But money conversations will be a critical element of married life. After all, money touches pretty much every aspect of our lives, and the ability to understand each other and work together to navigate your finances will make it a whole lot easier. So, let’s get talking. Here are five questions you can ask your partner today about their relationship with money. These questions will help you start a bigger conversation about your dreams, fears, and practical money needs – no spreadsheet required.
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How to Manage “Coupled” Finances

You’re getting hitched, but does that mean your bank accounts have to, too? There are as many different ways of managing joint finances as there are couples, but figuring out what to do can be a challenge – especially if you’re not sure whether you’ll agree. In this quick guide, we’ll walk you through some of the key methods that couples choose in handling their new financial life together, as well as some pitfalls to watch out for and important issues to keep in mind.
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What’s Your Fiancé’s Financial Personality?

It’s wedding season! And while that means wedding planning (for those about to tie the knot), it should also mean taking some time to get your budding family finances in order. One way to approach the issue is to learn more about you and your fiancé’s financial personality. These are the basic sets of behaviors that define your relationship with money, and they can offer important clues as to your loved one’s hopes, beliefs, worries, and even bad experiences. Just remember, personality is only the beginning. There are no simple answers or solutions when it comes to integrating your finances. That’s why it’s so important to take the time to talk not only about the quirks of your money personality, but the fears, emotions, and dreams that might come with it.
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Don’t Forget to Check Your Paycheck

Have you looked at your paystub recently? If you’re like many people, you might just let the money go to direct deposit and never open up the envelopes that document your payments. But that would be a mistake. Even if you don’t do it every time, it’s important to regularly check the information on your paystub. Here’s what you need to know.
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The Secret to Becoming a Millionaire

How do you become a millionaire? Invent the next disruptive cloud-based technology? Become an executive at a large company? Actually, you don’t have to do any of these things. The secret to becoming a millionaire is so boring that it’s almost embarrassing, but here it is: Just. Keep. Saving. As much as you can. And try to save a little more every year. That’s it. Can it really be so easy?
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5 Ways to Protect Yourself Financially

These days, financial planning is more complicated than ever. Between the rise of self-directed retirement accounts and the numerous financial products out there, it’s easy to get confused and feel overwhelmed by the amount of information out there – not to mention the scale of your financial responsibilities. That’s why it’s so important to get the basics right. A solid financial foundation can help protect you from the most common personal finance pitfalls and can give you a feeling of greater mastery and control when it comes to all the financial decisions you need to make in your everyday life. These five critical areas will help you get started.
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How to Use Debt – Properly!

Is debt worth it? This is the essential question when it comes to financing expenditures – not just for consumers, but for businesses and even governments. While debt can help to finance important investments and build wealth, it can also become an unmanageably expensive burden. That’s why choosing which type of debt to use and when is so important. Read on to learn how to distinguish practical from dangerous debt, and how to make the most of both.
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What is an HSA – And How Do You Use One?

Health Savings Accounts (HSAs) go hand-in-hand with high-deductible health insurance plans. These days, they’re increasingly common – one study found that nearly 30% of plans fall under the “high deductible” categorization, which means you might be increasingly likely to have one. So how do these plans (and their HSAs) work, and how can you make the most of them?