Don’t Forget to Enjoy Your Honeymoon – Responsibly!

Dont Forget to Enjoy Your Honeymoon Responsibly! Header ImageIf you’ve been trying to plan a wedding, you know very well how difficult it can be to keep expenses under control. From place settings to tuxedo rentals, you’ve probably learned more than you ever wanted to about the potential price tags involved in creating the perfect day.

As a result, you might really be looking forward to a relaxing honeymoon. In fact, at this point you may really need a relaxing honeymoon!

But how can you make it just as perfect as your wedding without breaking the bank?

Read on for a few great tips about planning the perfect getaway – responsibly.

Set a budget – and stick with it

Now, this doesn’t apply directly to the idea of a perfect honeymoon, but believe us: if you spend more on your honeymoon than you can afford, the trip itself might be enjoyable, but the aftermath won’t be.

Start your first days of marriage off on the right foot by deciding well ahead of time how much you’ll be spending on your honeymoon, and plan accordingly.

This is also a great time to set priorities for what you want to do. If you and your fiancé love hiking and the outdoors, a low-cost camping trip in a far-flung destination might be a good use of funds. On the other hand, if you just want a beach and a well-appointed spa, you might be better off sticking nearby and spending more on accommodation.

Whatever you decide to do, treat the budget seriously. Starting a marriage can involve a lot of expenses for celebrations, which is well worth it for many people – but keeping those costs within your means is going to be truly meaningful as you start married life.

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Okay: onto the good stuff.

Keep it (more) local

While the traditional honeymoon dream is a far-flung island paradise, you might be able to get the same level of relaxation far closer to home.

Once you’re soaking up the sun on the beach, it will likely make less of a difference to your enjoyment whether you’re on a beach-chair in Tahiti or in Tulum, Mexico. But to your wallet, the difference could be huge.

Depending on where you live and what your interests are, consider staying in-state or flying somewhere closer. It won’t just save you on airfare, it can significantly reduce hotel and other expenses, and it could really cut down your travel time – which translates to more time for relaxing.

Consider the off-season – and keep an eye out for sales

Now, if you have a very specific vision of your time away, this might not make sense. But if you just want to go somewhere tropical and you’re willing to deal with a little rain, consider the benefits of traveling in the off-peak period.

For example, places like Costa Rica and Trinidad get more rain during the July/August period, which makes those dates less popular – and sometimes much cheaper. If you don’t mind some rain, you could be in for a less crowded hotel and a few incredible sunsets.

Similarly, many hotels, airlines, and agencies offer promotional discounts and sales at varying times of the year. Keep your eyes peeled and even subscribe to emails so that you can grab the best discounts as they arise.

Just be sure to start early: the more knowledge you have about the market, the better you’ll know whether a deal is truly a good one or not. Take time to familiarize yourself with the destinations you like well before you need to start booking.

That way, when you see a great deal, you’ll know you’re making the best choice.

Use those miles

If you have them (or if someone wants to gift them to you), traveling on frequent flier miles can be an incredible way to save on airfare.

The trick is to start looking early and to be flexible about when and where you want to fly. As such, this doesn’t work very well if you have to use a certain airport of if you have a very specific period in which you need to travel. Miles availability is usually lower in peak periods, and prices (in terms of the miles it takes to get a ticket) are higher.

Just remember, if you don’t see what you want right away, keep checking in. If you can stay a bit flexible, you can sometimes catch incredible deals as they pop up.

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Appoint a honeymoon planner

Many spouses have one person who has taken the lead on wedding planning. You can do something similar for the honeymoon – just make sure it isn’t the same person (unless that person really loves doing all the work!).

Delegating like this means you can keep a closer eye on discounts and nab deals when they become available. A lot of the best tricks for saving money require a degree of patience and routinely checking prices, so knowing that one of you is on the job will help you make the most of any cost savings that arise.

Don’t have energy for this? In many families, there is one expert internet researcher who takes pride in their shopping prowess. If you have one in yours, see if you can enlist their help – even if it’s just dropping you a note when they see that there’s a sale on flights to your favorite hotspot.

With some planning and prioritizing, your honeymoon can be just as relaxing as you need it to be – without throwing your budget overboard.

Now that you’ve saved on your honeymoon – what about saving for kids?

Whether you already have kids or they’re just a twinkle in your eye, making financial plans for your little ones is a critical step in your financial life. Between savings and estate plans, make sure you’re making enough space for baby – Financial Space, that is.

Download our free guide to budgeting for baby today!

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A new baby is the start of an incredible journey – one that usually involves more than a little personal growth.

Let Us Help!

We can discuss this topic and more at a complimentary appointment. As a bay area retirement planning coaches, we can give you a review and make suggestions based on your retirement objectives.

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Important Disclosures

The opinions voiced in this article are for general information only. They are not intended to provide specific advice or recommendations for any individual and do not constitute an endorsement by UNITED PLANNERS.

To determine which investments may be appropriate for you, consult with your financial professional. Please remember that investment decisions should be based on an individual’s goals, time horizon, and tolerance for risk.

Neither diversification nor asset allocation can ensure a profit or prevention of loss in times of declining values.