Entries by Pat

Choosing a Variable Annuity

If you’ve already decided that a variable annuity could make sense for your financial situation and retirement goals, you might be wondering where to go from here. How do you make sense of the options when there are so many features to choose from?

What is a Variable Annuity?

Variable annuities can seem complicated. In this short primer, we’ll introduce some of the key features of variable annuities so that you can begin to get an understanding of whether or not this is an investment that’s right for you.

Don’t Forget to Plan for College Costs

Finally, you and your child picked the right college, and his or her case of high school “senioritis” blossomed into maturity. It may feel like the end of a long journey, and in a way it most certainly is. But this is also just the beginning, and it’s a great time to start helping your college-bound senior plan for the financial road ahead.

The Secret to Stress-Free Cost Savings in Retirement

If your retirement is just around the corner, you might be concerned about how to manage your costs while still enjoying the lifestyle you envisioned for this new chapter in your life. To help you manage the risks, consider downsizing your home. Here’s what you need to know.

5 Ways to Save Money on Your Household Expenses

If you’ve been trying to budget, you may have had the experience of looking around your house to see where you can cut costs. But saving money doesn’t always have to be difficult — or even require any changes to your coffee habit. Here are a few ideas to get you started.

How to Keep Your Spending in Line With Your Budget

We all know about the benefits of budgeting, and yet it can be incredibly difficult to stick with it. While some diligent savers are able to keep precise records with ease, for many of us budgeting is an ongoing challenge — one that’s all too easily upset by surprise expenses or miscalculations.

The secret to saving on taxes: Your home!

Your home isn’t just your castle, it can be an important source of tax savings. You’re probably familiar with mortgage interest deductions, but there are a number of other potential tax benefits built into home ownership. Even your second home — or RV, or boat — can qualify. Here’s how to get started.