So let’s assume you have done your due diligence…you’ve saved enough through your investments, 401K and whatever else. You are satisfied that you can retire (whatever that means to you) and your income stream/cash flow will be enough to carry you right on through your lifetime. You are also satisfied that your spouse will be […]
This author has yet to write their bio.Meanwhile lets just say that we are proud Pat contributed a whooping 93 entries.
Entries by Pat
The first danger for boomers today is the fact that they are living longer than in years past. Living over 100 years isn’t uncommon anymore. It’s no longer… retire at age 65…go on a cruise and buy a Cadillac at age 66 and die at 67. Those used to be the rules and everyone followed […]
No matter how you are investing…thorough an employer’s plan, your own IRA or anything else…many times a solid idea is to have a good mix or diversification of investments. Your risk level can be based on several factors, including, of course, age. We tend to be more conservative as we get older. For example, a […]
Should I pay off my mortgage or not? Some people just like the peace of mind to have no mortgage payments. But a mortgage payment certainly has its advantages: First, a portion of the mortgage can be a nice tax write off year after year. Secondly, your mortgage payment may never change for several years…so […]
Choosing when to begin receiving Social Security benefits is an important part of deciding when to retire. If you choose to start receiving benefits when you reach full retirement age, you will receive full benefits. If you delay claiming benefits beyond your full retirement age, you can earn credits that increase your monthly benefit for […]